A trick that the gas companies do not tell you, is purchase petrol in the morning and get up to one gallon of gas free. The gas station does not provide you a gallon of gas for free; it’s the laws of physics in action. Gasoline expands with heat, so if you fill your tank in the morning when temperatures are cooler, you will in truth have more gas by the afternoon when the day warms up!
Ring your utility and cell phone providers and make inquires to see if there is any way for you to save money on your bill. Amazingly most of the time, they can re-examine your bill and present you with suggestions on how to save. In times of recession every little bit of help really matters. Most often they can find an improved plan or even slash your bill. Companies have been known to deduct up to $100 a month off the bill just because they’ve been asked!
Go ahead and call your credit card companies and enquire about how to reduce your interest rate. Bring up that you received an offer from a competitor for a lower interest rate and your current credit card company will almost certainly match that rate, because they do not want to lose your business!
Make certain you look around for auto insurance.   Make sure insurance companies give you a quote for the same coverage you currently have. If you discover a lower quote, call your existing auto insurance company and let them know the other company has quoted you a smaller price. Generally your insurance company will match that rate, just to keep your business.
Auto insurance is a competitive market, and there are a load of companies that put forward low rates or encourage you to switch over by giving you a promotion. Ring a lot of companies and asking them their price quote for the auto insurance coverage you currently have. After finding an improved rate, call your own company and let them know another insurance agent is offering you something better. Most of the times, the insurance company will slash their charge just to maintain your business.
Seriously, in a recession finding cheaper auto insurance can help to provide a financial break. The industry is competitive, and there are plenty of insurance companies that offer promotions or lower rates than what you may have. Shop around and ask companies to provide you with an estimate on what it would cost you to have the same coverage you currently have if you switched over to their company. If you find a lower rate, call your own company and let them know - they’ll most likely cut your rate and match the competitor’s, just to keep your business.
Surviving the recession requires all kind of efforts. But as is so often said, “20% effort 80% reward”. If surviving the recession means changes to your normal daily routine that should not be a problem, just making it through the recession is the main thing for you and your family.
————————————
Lionel Estridge, publisher of “1 Health†newsletter, for all the latest and up to date information on health!
visit: http://www.lionel1.com/fat_burners/Â

